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The good news is that tomorrow, July 1st, new laws in regards to paying back student loans go into effect and I should benefit from them. The most important statute is that my monthly payment will be based on.... wait for it.... what I'm making per annum! Gasp!!! That actually makes sense. Holy moly. I know we all like to complain about what the government isn't doing, or what it is doing incorrectly, but, I would like to tip my hat to the US government for finally getting some common sense in this arena. There still is a long way to go, but, from the bottom of my heart I thank you for this. Two months ago I was ready to cry hearing stories of those who have struggled to pay back their loans. Now I'm actually feeling, dare I say it.... hopeful.